Supply Chain Finance

Supply chain finance

Working capital

Nexent Bank platform

Working capital: Unlocking working capital value for mid‑market companies

Optimising working capital is not only about operational efficiency; it is about choosing the right financial instruments to support your cash conversion goals. Financial solutions offered by banks and platformscan enhance cash availability and improve liquidity. When used , intentionally these instruments shorten your cash conversion cycle, stabilise your cash flow, and give you the flexibility to manage growth or volatility without additional pressure on your balance sheet. The key is selecting tools and instruments that fit your commercial reality and that is where our experience makes the difference.  

At Nexent Bank, we partner with our customers daily. We understand the financial realities you face: tight labour markets, supply chain volatility, increasing financial costs and a competitive landscape that demands agility. Working capital is the key ans will offer solutions that assist you respond to challenges with confidence.

Working capital funds daily operations and includes but is not limited to paying suppliers , managing stock and handling payments.

Optimised working capital benefits includes:

More liquidity, without raising new financing
Greater resilience against market volatility
Headroom to invest whether in digitalisation, acquisitions, or expansion
Lower financing costs in your supply chain, especially in interest‑sensitive environments

Understanding the core drivers

Three components determine how efficiently cash flows throughout your organisation: :

Days Sales Outstanding (DSO): How quickly your customers pay you. Lower DSO means less cash stuck in invoices and more available for strategic use.
Days Payables Outstanding (DPO): How long you take to pay suppliers. Extending DPO keeps cash in your business longer.
Days Inventory Outstanding (DIO) How long stock remains in your warehouse. Optimising production planning and stock levels directly reduces cash absorption.

Together, these elements form the Cash Conversion Cycle (CCC): The number of days it takes to convert outflows into inflows. A shorter CCC means a healthier, more agile balance sheet.

Let’s explore what’s possible

If you’re looking for a banking partner that not only provides financing but actively helps strengthen your operational cash flow, we’re here for you.

We speak your language, whether that’s CFO realities, treasury processes, or the day‑to‑day demands of running an organisation. And we bring the expertise to turn working capital optimisation into real strategic value.

Let’s discuss how we can make your working capital work harder -- for a stronger, more resilient future.